Sec. 220.301. - Liability insurance.

(a) Every owner or registrant of a motor vehicle used as a taxicab shall maintain security as required under F.S. §§ 324.032(1) and 627.737, shall not apply to any motor vehicle used as a taxicab. (b) Insurance required under this subsection must be provided by an insurer authorized to do business in this State which is a member of the Florida Insurance Guaranty Association or an eligible surplus lines insurer that has a superior, excellent, exceptional, or equivalent financial strength rating by a rating agency acceptable to the Office of Insurance Regulation of the Financial Services Commission. (c) A vehicle for hire driver shall carry proof of insurance coverage with him or her at all times during his or her use of a vehicle for hire vehicle in connection with a vehicle for hire business. In the event of an accident, a vehicle for hire driver shall provide this insurance coverage information to any party directly involved in the accident or the party's designated representative, automobile insurers, and investigating police officers. Proof of financial responsibility may be presented through an electronic device, such as a digital phone application, under F.S. § 316.646. Upon request, a vehicle for hire driver shall also disclose to any party directly involved in the accident or the party's designated representative, automobile insurers, and investigating police officers whether or not he or she was employed by the vehicle for hire business and engaged in a prearranged ride at the time of the accident. (d) If a vehicle for hire's insurer makes a payment for a claim covered under comprehensive coverage or collision coverage, the vehicle for hire shall cause its insurer to issue the payment directly to the business repairing the vehicle or jointly to the owner of the vehicle and the primary lienholder on the covered vehicle. (Ord. 2019-183-E , § 2)