Sec. 250.1207. - Insurance.

Before any vending activity begins, on City-owned or City-leased property, each Mobile Food Dispensing Vendor shall, without limiting vendor's liability: (a) Procure and maintain at Mobile Food Dispensing Vendor's sole expense, insurance of the types, coverages and amounts not less than stated below: Schedule Limits Commercial General Liability—No more restrictive than ISO Form CG0001 (including property damage, personal injury, products/comp. ops. agg., premises, operations, and blanket contractual liability) $1,000,000 Each Occurrence $2,000,000 Products & Completed Ops Aggregate $1,000,000 Personal Injury and Advertising $1,000,000 General Aggregate $50,000 Property Damage $5,000 Med. Expense (The City of Jacksonville and City's members, officials, officers, employees and agents, shall be named as additional insureds under all of the above Commercial General Liability coverage). Automobile Liability (all automobiles—owned, hired or non-owned) (Including any necessary endorsement and/or coverages to ensure that any liabilities associated with vending from a Trailer are covered). $1,000,000 Combined Single Limit Workers Compensation Including coverage for any appropriate Federal Acts (e.g. Longshore and Harbor Workers Compensation Act, 33 USC §§ 901-952, and the Jones Act, 46 USC §§ 688 et seq.) where activities include liability exposures for events or occurrences covered by Federal statutes. Florida Statutory Coverage Employer's Liability $100,000 Each Accident $500,000 Disease Policy Limit $100,000 Each Employee/Disease   Mobile Food Dispensing Vendor is solely responsible for determining whether it needs workers' compensation insurance as defined in Chapter 440, Florida Statutes. The Mobile Food Dispensing Vendor will provide evidence of workers' compensation insurance or exemption as required by Florida Workers Compensation Law as defined in Chapter 440, Florida Statutes. (b) Primary and Non-Contributory. The Mobile Food Dispensing Vendor's insurance will apply on a primary basis and will not require contribution from any insurance or self-insurance maintained by the City. (c) Deductibles. The deductibles of the insurance policies applicable to the special event shall be deemed customary and the responsibility of the Mobile Food Dispensing Vendor and any named insureds. (d) Additional Insured. The Mobile Food Dispensing Vendor's insurance, except workers' compensation and any additional coverages where it is unavailable, will name the City of Jacksonville and City's members, official, officers, employees and agents, as additional insureds under all insurance coverages required for their vending activity. (e) Duration. Notwithstanding anything to the contrary, the Mobile Food Dispensing Vendor's liabilities intended to be covered by the insurance coverage(s) required under this Section shall survive and not be terminated, reduced or otherwise limited by any expiration or termination of particular policies for insurance coverages. (f) Financial Responsibility. Mobile Food Dispensing Vendor shall obtain insurance by an insurer holding a current certificate of authority pursuant to Chapter 624, Florida Statutes, or a company that is declared as an approved Surplus Lines carrier under Chapter 626, Florida Statutes. Such insurance shall be written by an insurer with an A.M. Best Rating of A-VII or better. Mobile Food Dispensing Vendor must maintain continuation of the required insurance throughout the vending activity, which includes load-in, setup, tear down, and load-out. (g) Evidence of Financial Responsibility. Mobile Food Dispensing Vendor must provide a certificate of insurance to the City's Division of Risk Management, demonstrating the maintenance of the required insurance including the additional insured endorsement, no later than 10 days before the intended vending date. Upon written request, the Mobile Food Dispensing Vendor shall make its insurance policies and endorsements available to the City's Division of Risk Management. The City's Division of Risk Management shall approve the Mobile Food Dispensing Vendor's insurance if it complies with this Section's requirements, including, if any, additional insurance coverages deemed necessary by the Division of Risk Management. No material alteration or cancellation, including expiration and non-renewal of Mobile Food Dispensing Vendor's insurance, shall be effective until 30 days after receipt of written notice by the City from the Mobile Food Dispensing Vendor or the Mobile Food Dispensing Vendor's insurance company. (Ord. 2014-472-E, § 1)