Insurance requirements

(a)

An operator shall procure and keep in full force and effect no less than the insurance coverage required by this section through a policy or policies written by an insurance company or companies authorized to do business in Florida, who are rated A- (V) or better per A.M. Best's Key Rating Guide.

(b)

The insured provisions of the policy or policies must list the city, the MPA, their officers and employees as additional insureds, and the coverage provisions must provide coverage for any loss or damage that may arise to any person or property by reason of the operation of a motorized scooter.

(c)

An operator shall maintain the following insurance coverages:

(1)

Commercial general liability with limits of $2,000,000.00 per occurrence, $5,000,000.00 policy aggregate affording coverage for claims resulting from bodily injury (including death) and property damage. The policy shall be written on a primary and noncontributory basis, and should insure against premises and operations, personal injury, and contingent and contractual exposures.

(2)

Automobile/motorcycle liability affording coverage on all motor vehicles/scooters used in connection with the operations or activities contemplated under this article. The operator should furnish the city with a policy affording coverage on all owned autos and scooters, including coverage for hired and non-owned auto exposures, with a combined single limit for bodily injury (including death) and property damage of $2,000,000.00 per accident.

(3)

Workers compensation subject to the statutory limits of the State of Florida.

(4)

The city retains the right to require additional insurance coverage in connection with the activities performed by the operator under this article as may be determined by the city risk management director, considering the size of the fleet and other liability insurance related factors.

(5)

Failure to maintain required insurance coverage is cause for immediate cancellation of the license by the city manager or his or her designee.

(d)

Any insurance policy required by this section must be on file with the risk management department, in a form acceptable to the city manager, or his or her designee, prior to the issuance of a License under this article.

(e)

Insurance required under this section must include a cancelation provision in which the insurance company is required to notify both the operator and city manager, or his or her designee, in writing not fewer than 30 days before cancelling any insurance policy or before making a reduction in coverage. An operator, upon receiving said notice, shall file with the risk management department, in a form acceptable to the city manager, or his or her designee, any and all replacement insurance policies prior to the cancelation or reduction of the same.

(f)

An operator may not be self-insured.

(Ord. No. 13795, § 2, 10-11-18)