Housing & Real Estate — Panama City Beach, Florida
Overview
| Total Housing Units | 21,078 |
| Occupied | 8,470 |
| Vacant | 12,608 |
| Owner-Occupied | 5,259 |
| Renter-Occupied | 3,211 |
| Median Home Value (Census) | $441,300 |
| Estimated 2026 | ~$501,000 |
| Median Rent | $1,737/mo |
| Median Property Tax | $2,579/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | expensive |
| Rent as % of Income | 25.8% |
| Severely Rent-Burdened | 46.8% |
Housing Age
| Built 2010 or later | 3,316 |
| Built 2000-2009 | 8,271 |
| Built 1990-1999 | 3,315 |
| Built before 1960 | 208 |
| Median Year Built | 2000 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.