Housing & Real Estate — Fort Walton Beach, Florida
Overview
| Total Housing Units | 9,888 |
| Occupied | 8,739 |
| Vacant | 1,149 |
| Owner-Occupied | 5,218 |
| Renter-Occupied | 3,521 |
| Median Home Value (Census) | $321,800 |
| Estimated 2026 | ~$391,000 |
| Median Rent | $1,268/mo |
| Median Property Tax | $1,806/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | moderate |
| Rent as % of Income | 22.2% |
| Severely Rent-Burdened | 44.5% |
Housing Age
| Built 2010 or later | 740 |
| Built 2000-2009 | 742 |
| Built 1990-1999 | 508 |
| Built before 1960 | 1,989 |
| Median Year Built | 1972 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.