Housing & Real Estate — St. Cloud, Florida
Overview
| Total Housing Units | 21,408 |
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| Occupied | 19,588 |
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| Vacant | 1,820 |
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| Owner-Occupied | 14,084 |
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| Renter-Occupied | 5,504 |
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| Median Home Value (Census) | $356,200 |
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| Estimated 2026 | ~$444,000 |
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| Median Rent | $1,528/mo |
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| Median Property Tax | $2,770/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | moderate |
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| Rent as % of Income | 22.0% |
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| Severely Rent-Burdened | 48.6% |
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Housing Age
| Built 2010 or later | 7,446 |
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| Built 2000-2009 | 5,463 |
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| Built 1990-1999 | 2,883 |
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| Built before 1960 | 1,647 |
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| Median Year Built | 2001 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
