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The Villages: Economy & Jobs

Median household income in The Villages is $77,622 (about the same as Sumter County median $76,508; about the same as Florida median $74,568), with homes at a median value of $400,100. The surrounding county supports 119,528 jobs (avg $52,526).

Income & Affordability

Median household income $77,622 — above the Florida median ($72,336). Poverty rate 4.7% (U.S. average ~12.5%). 60% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income5.2×
Affordability · Home Affordabilityexpensive
Affordability · Rent Pct Income23.8%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened60.0%
Affordability · Poverty Rate4.7%
Affordability · Property Tax Pct Income4.4%
Irs Income · IRS tax returns filed$190,030
Irs Income · Total Adjusted Gross Income (thousands)$12,382,742
Irs Income · Average AGI per return$65,162 (vs Florida $91,513)
Irs Income · Year2022
Income Estimate$87,199
Median Household Income$77,622 (vs Florida $72,336)
Poverty Rate4.7%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryArts Food
Economic Character · Income Levelupper-middle
Economic Character · Median Income$77,622

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 0.7% — below the U.S. average of ~4%. 28% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min21.20
Commuter Profile · Work From Home Pct28.2%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)119,528
Employment · Total annual wages (county)$6,278,278,280
Employment · Average annual pay$52,526
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment9,568,260
Unemployment Rate0.7% (vs Florida 2.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms71
Agriculture · Land In Farms Acres5,438
Agriculture · Avg Farm Size Acres76.60
Agriculture · Top CommoditiesEquine, Animal Totals, Crop Totals, Horticulture Totals, Nursery Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)8,179
Business Patterns · Total Employees97,716
Business Patterns · Annual Payroll Thousands4,367,147
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores48
Local Businesses · Convenience Stores30
Local Businesses · Liquor Stores22
Local Businesses · Gas Stations167
Local Businesses · Department Stores5
Local Businesses · General Merchandise90
Local Businesses · Clothing Stores22
Local Businesses · Pet Stores14

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants213
Dining Scene · Fast Food216
Dining Scene · Bars22
Dining Scene · Coffee Snacks29

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

Regions Bank
VILLAGES FINANCIAL CENTER BRANCH · 2385 Parr Dr · 32162
JPMorgan Chase Bank, National Association
SR 44 AND MORSE · 660 Kristine Way · 32163
Bank of America, National Association
PINELLAS PLAZA BRANCH · 2565 Burnsed Blvd · 32163
Wells Fargo Bank, National Association
SOUTHERN TRACE BRANCH · 2415 Parr Dr · 32162
Truist Bank
VILLAGES OF SUMTER BRANCH · 2365 Parr Dr · 32162
Seacoast National Bank
MAIN STREET BRANCH · 1129 Main St · 32159
Seacoast National Bank
LAKE SUMTER LANDING DRIVE-THRU BRANCH · 1130 Old Camp Road · 32162
JPMorgan Chase Bank, National Association
PRESTON AVENUE & CR 466 BANKING CENTER BRANCH · 2335 Parr Dr · 32162
Truist Bank
LAKE DEATON PLAZA BRANCH · 750 Kristine Way · 32163
JPMorgan Chase Bank, National Association
CR 466A AND PINELLAS PLACE BRANCH · 2435 Burnsed Blvd · 32163
Seacoast National Bank
COLONY PLAZA BRANCH · 395 Colony Blvd · 32162
Seacoast National Bank
EASTPORT BRANCH · 1286 Dewey Drive · 34762
Fifth Third Bank, National Association
BUFFALO RIDGE BC BRANCH · 3910 Wedgewood Ln · 32162
Wells Fargo Bank, National Association
LAKE DEATON BRANCH · 720 Kristine Way · 32163
Seacoast National Bank
CITIZENS FIRST BANK BRANCH · 1050 Lake Sumter Lndg · 32162
Seacoast National Bank
SOUTHERN TRACE BRANCH · 3430 Southern Trce · 32162
Seacoast National Bank
MAGNOLIA PLAZA BRANCH · 2215 Everglades Ln · 32163
Wells Fargo Bank, National Association
PINELLAS PLAZA BRANCH · 2595 Burnsed Blvd · 32163
Truist Bank
COLONY PLAZA BRANCH · 450 Colony Blvd · 32162
Seacoast National Bank
SPANISH PLAINES BRANCH · 1500 Banderos Ave · 32159

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

CIRCLE K 2705941
Convenience Store · 3431 Southern Trce
PUBLIX 1080
Supermarket · 3475 Wedgewood Ln
PUBLIX 0447
Supermarket · 1120 Bichara Blvd
Walmart SUPERCENTER 4262
Super Store · 4085 Wedgewood Ln
TARGET STORE T-2058
Super Store · 716 N US Highway 441
Nearest Snap · NameCIRCLE K 2705941
Nearest Snap · Total In Area27

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameOCALA-MARION COUNTY CHAMBER OF COMMERCE INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$3,404,233,323
Federal Spending · Per Capita9,056.03 (vs Florida $8,713)
Federal Spending · Population375,908 people (vs Florida 58,838)

Sources: USAspending API

Other

Pct Drove Alone55.6%
Pct Public Transit2.8%
Pct Walked28.2%
Retirement Score · Median age74.1 years (vs Florida 40.9y)
Retirement Score · Ss Household Pct89.3%
Retirement Score · Hospitals Nearby3
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12