Housing & Real Estate — Fernandina Beach, Florida
Overview
| Total Housing Units | 8,103 |
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| Occupied | 6,635 |
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| Vacant | 1,468 |
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| Owner-Occupied | 5,224 |
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| Renter-Occupied | 1,411 |
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| Median Home Value (Census) | $555,400 |
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| Estimated 2026 | ~$614,000 |
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| Median Rent | $1,581/mo |
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| Median Property Tax | $4,293/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | expensive |
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| Rent as % of Income | 19.4% |
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| Severely Rent-Burdened | 48.3% |
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Housing Age
| Built 2010 or later | 1,056 |
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| Built 2000-2009 | 1,326 |
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| Built 1990-1999 | 1,120 |
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| Built before 1960 | 1,731 |
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| Median Year Built | 1985 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
